Study: After foreclosure, families take a decade or more to buy another house

Nov 15

  The collapse of the housing market in 2008 brought a huge increase in home delinquencies and foreclosures. By the first quarter of 2010, the Fed found that the mortgage delinquency rate had topped 11 percent, the highest figure on record and over five times the 2 percent rate three years previously:   And that rate hasn’t gone down much since 2010, as...

Read More

5 Ways to Fight a Low Appraisal

Sep 12

5 Ways to Fight a Low Appraisal

  [1]What do you do when the appraisal on the dream home you want to buy comes in below the price in the offer the seller has accepted—even as much as 10 to 20 percent below? Chances are that raising the cash for your down payment and closing cost has tapped you out. Finding thousands more to make up the difference between the appraised value and the...

Read More

5 Basic Steps to Make Your House a Home

Sep 12

5 Basic Steps to Make Your House a Home

  [1]Are you looking to buy your home for the first time? Congratulations! While this is an exciting time, knowing what you are in for can ease the process exponentially. Below are a few steps you can take to find your dream house, and make it into your new home. Learn About Homeownership Owning a home requires a large investment of time, money and energy, so...

Read More

6 Keys to Selling Your Home in Today’s Market

Sep 12

6 Keys to Selling Your Home in Today’s Market

  [1]According to the National Association of Realtors®, more than 4.25 million homes sold in 2011. That’s a lot of real estate and such numbers raise the question: How are sellers doing it? “Because individual homes are unique, there isn’t one single strategy that works equally well for every property,” says Wendy Forsythe, the executive vice...

Read More